We hold licenses throughout the Southeast enabling our staff to service clients with multi-state needs, while also having access to top commercial and marine markets through direct contracts and MGAs. Tidewater also has a combined 75+ year’s of experience working with contractors of all sizes and specialties. From gathering information in the initial stages to marketing and designing an insurance program for each individual client, along with servicing day-to-day needs.
Founded with the intent to provide clients with competitive and comprehensive coverages, Tidewater Insurance is dedicated to designing programs tailored to each client’s needs.
Claims & Audit Management
Reporting, monitoring, negotiating settlement, and closing of all claims. Audit preparation, personal involvement in audits, negotiating disputed issues, and settlement satisfactory to client and carriers.
Certificate & Contract Review
Preparing and reviewing of all certificates of insurance to satisfy all requirements from certificate holders. Monitoring, reviewing, comparing client’s insurance coverages to specific job and contract requirements, and total insurance contract review.
Plan Design
Programs of insurance that match exposure to premiums. Use of deductibles, self-insurance, loss control, and retentions to produce complete comprehensive coverage at the most competitive price.
Self-insured Retention/Deductible Programs
These products are designed to provide strict loss control for complex insurance risk, resulting in premium savings.
Excess/Bumbershoots
Coverage providing additional liability limits over primary coverages for marine and non-marine clients.
Commercial Vessel Hull and P&I
Products tailored to provide physical damage and liability coverages for barges, tugs, workboats, crew and supply boats, and other various commercial vessels.
Commercial Marine Facilities
Programs specifically designed for marine liabilities including stevedores, ship repairers, wharfingers, terminal operators, State Act, USL&H;, and Jones Act compensation coverages.
Pollution Liability
Designed for vessels, ship and repair yards, and marine contractors that are exposed to various types of pollution.
Inland Marine/ Property
Inland marine coverage for cargo exposure, direct and legal liability; equipment, land based and waterborne; builder’s risk, marine and non-marine exposure. Property coverage for direct loss of structures including contents.
High net worth personal lines
We represent numerous personal lines carriers that specialize in coastal property coverage, automobile, boats, recreational vehicles, and personal articles.
Construction
Programs for residential and commercial contractors, including general liability, builder’s risk, worker’s compensation, commercial automobile, inland marine, and contractor’s E&O.
Commercial Bonds
Bond programs for our commercial clients, including license and permit bonds, court bonds, public official bonds, notary bonds, bid bonds, performance bonds, payment bonds, and maintenance bonds.
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